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Eliminate lengthy KYC verification processes,
reduce costs & eliminate fraud our comprehensive eKYC solution!
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patches automatically, without manual intervention.
processing errors.
of both legacy and new data.
Intelligent inbuilt micro services that minimize manual interventions and errors.
A unified portal providing real-time insights and extensive monitoring tools for CKYC processes.
Seamless integration with CERSAI CKYCR for intelligent search and download of CKYC data.
Auto-scaling, customizable configurations and high availability.
Featuring deduplication, artificial intelligence (AI), machine learning (ML), and image processing capabilities.
Schedule bulk upload/download activities using the Straight Through Processing (STP) method on the CERSAI CKYC application. Interface with your customer’s KYC data repository and convert their data into CERSAI’s bulk upload format.
A fully automated system compliant with central KYC registry guidelines and norms. Seamless API integration of financial institutions' core data systems with CERSAI CKYCR for intelligent search and download of customer information.
Whitelist Internet protocol (IP) addresses for both financial institutions and CERSAI. Use API look-up to check the presence of required CKYC in the CERSAI database. Request and download client KYC from financial institutions. Auto-generate customer detail responses for requests initiated by financial institutions.
Built-in Data Management System (DMS) for archival and retrieval of customer history data. Automated Secure File Transfer Protocol (SFTP) customer data capture. Intelligent process to identify multiple official valid documents (OVDs) of a single customer based on parameters like Date of Birth, PAN Number, Aadhaar Card, Driving License, Voter Card, etc.
Fully automated Checker/Maker functionality. Identify and deduplicate customers during onboarding.
Region-wise and branch-wise analytics of pending, uploading, and uploaded CKYCR data. Real-time MIS Dashboard displaying details of accounts opened, uploaded, approved, and rejected daily. Comprehensive insights with probable matches, new customer notifications, notification management, and replicate modifications.
Central KYC Registry is a centralised repository of KYC records. Once the KYC documents are submitted by an individual, they are registered in the repository with a unique CKYC number. The CKYC number can be quoted instead of submitting physical KYC documents for any financial transaction. The CKYC repository can be accessed by all financial institutes for verifying the KYC details of their customers.
Central KYC application can be accessed by authorised institutions or other notified institutions under the Prevention of Money Laundering Act or rules framed by the Government of India or any Regulator (RBI, SEBI, IRDA, and PFRDA) there under.
Digital signature certificate authentication is required for all users accessing the Central KYC application.
The Digital Signature Certificate (DSC) has to be the same as per the user name in CKYC portal. We request you to change your DSC to match the CKYC User Name to resolve the error.
The Central KYC Registry requires data as per the common KYC template to be captured along with the scanned copy of the certified supporting documents (PoI/PoA)and photograph.
Please generate a PDF file consisting the data you would have received in your system from Aadhaar while performing EKYC /OTP based KYC. This PDF file along with a photograph should be uploaded into CKYC. Aadhaar is one of the officially valid documents that maybe used as both POA and POI, however should you require to upload additional KYC proofs there is a provision for the same.
A financial institution can bulk upload the KYC details and the scanned images. Images for each record will be required to be zipped separately. The master zip file will be digitally signed by the financial institution.Bulk upload is provided via SFTP. Based on validations, a response file will be generated. This file will contain the success records, error records and download records. The response file is available for download from the Central KYC application.
It is mandatory for an institution to create at least one region and one. The institute may create as many regions and branches as required. There need not be an exact mapping of the physical branches to the branches in CKYCR ‾ however this is left to the discretion of the institution.
GSTIN registration is mandatory for proforma invoice creation. The financial institution (FI) can register their GSTIN number by clicking on the GSTIN Details option under the Billing Management Tab. Please refer to the user manual for the maker – checker process followed to complete GSTIN registration on the CKYC portal.The place of supply and PAN number shall be auto-populated based on the details provided at the time of the institution’s registration with CKYC. Default place of supply state will be as per registered address. Place of Supply state will change if ‘GST as per Communication Address’ is selected. User needs to enter last 3 characters (alphanumeric) of GSTIN. FI needs to check ‘GST not applicable” if they fall under that category.
.png)
.png)
.png)
Eliminate lengthy KYC verification processes,
reduce costs & eliminate fraud our comprehensive eKYC solution!
patches automatically, without manual intervention.
processing errors.
of both legacy and new data.
Intelligent inbuilt micro services that minimize manual interventions and errors.
A unified portal providing real-time insights and extensive monitoring tools for CKYC processes.
Seamless integration with CERSAI CKYCR for intelligent search and download of CKYC data.
Auto-scaling, customizable configurations and high availability.
Featuring deduplication, artificial intelligence (AI), machine learning (ML), and image processing capabilities.
Schedule bulk upload/download activities using the Straight Through Processing (STP) method on the CERSAI CKYC application. Interface with your customer’s KYC data repository and convert their data into CERSAI’s bulk upload format.
A fully automated system compliant with central KYC registry guidelines and norms. Seamless API integration of financial institutions' core data systems with CERSAI CKYCR for intelligent search and download of customer information.
Whitelist Internet protocol (IP) addresses for both financial institutions and CERSAI. Use API look-up to check the presence of required CKYC in the CERSAI database. Request and download client KYC from financial institutions. Auto-generate customer detail responses for requests initiated by financial institutions.
Built-in Data Management System (DMS) for archival and retrieval of customer history data. Automated Secure File Transfer Protocol (SFTP) customer data capture. Intelligent process to identify multiple official valid documents (OVDs) of a single customer based on parameters like Date of Birth, PAN Number, Aadhaar Card, Driving License, Voter Card, etc.
Fully automated Checker/Maker functionality. Identify and deduplicate customers during onboarding.
Region-wise and branch-wise analytics of pending, uploading, and uploaded CKYCR data. Real-time MIS Dashboard displaying details of accounts opened, uploaded, approved, and rejected daily. Comprehensive insights with probable matches, new customer notifications, notification management, and replicate modifications.
Central KYC Registry is a centralised repository of KYC records. Once the KYC documents are submitted by an individual, they are registered in the repository with a unique CKYC number. The CKYC number can be quoted instead of submitting physical KYC documents for any financial transaction. The CKYC repository can be accessed by all financial institutes for verifying the KYC details of their customers.
Central KYC application can be accessed by authorised institutions or other notified institutions under the Prevention of Money Laundering Act or rules framed by the Government of India or any Regulator (RBI, SEBI, IRDA, and PFRDA) there under.
Digital signature certificate authentication is required for all users accessing the Central KYC application.
The Digital Signature Certificate (DSC) has to be the same as per the user name in CKYC portal. We request you to change your DSC to match the CKYC User Name to resolve the error.
The Central KYC Registry requires data as per the common KYC template to be captured along with the scanned copy of the certified supporting documents (PoI/PoA)and photograph.
Please generate a PDF file consisting the data you would have received in your system from Aadhaar while performing EKYC /OTP based KYC. This PDF file along with a photograph should be uploaded into CKYC. Aadhaar is one of the officially valid documents that maybe used as both POA and POI, however should you require to upload additional KYC proofs there is a provision for the same.
A financial institution can bulk upload the KYC details and the scanned images. Images for each record will be required to be zipped separately. The master zip file will be digitally signed by the financial institution.Bulk upload is provided via SFTP. Based on validations, a response file will be generated. This file will contain the success records, error records and download records. The response file is available for download from the Central KYC application.
It is mandatory for an institution to create at least one region and one. The institute may create as many regions and branches as required. There need not be an exact mapping of the physical branches to the branches in CKYCR ‾ however this is left to the discretion of the institution.
GSTIN registration is mandatory for proforma invoice creation. The financial institution (FI) can register their GSTIN number by clicking on the GSTIN Details option under the Billing Management Tab. Please refer to the user manual for the maker – checker process followed to complete GSTIN registration on the CKYC portal.The place of supply and PAN number shall be auto-populated based on the details provided at the time of the institution’s registration with CKYC. Default place of supply state will be as per registered address. Place of Supply state will change if ‘GST as per Communication Address’ is selected. User needs to enter last 3 characters (alphanumeric) of GSTIN. FI needs to check ‘GST not applicable” if they fall under that category.